► Budget help
Budgeting
Making a budget using a budget planner like this one will allow you to stay more in control of your finances and help you get a clearer picture of what you spend in relation to money coming in. It's important to be realistic about what you spend and not to just write down what you think you should or shouldn't spend.
You should think about what you actually need to spend money on, in comparison to what you like to spend money on and you may have to be prepared to make sacrifices to make your budget work.
Drawing up a budget give you a better idea of will give you a better idea of how your finances balance out and show any shortfalls in income that you might have. In looking at your expenses remember to take into account rent/mortgage payments, utilities, food, TV licence, books and course costs, clothes and shoes, insurance, laundry, any childcare costs, travel, and socialising.
If you find that there's going to be more money going out than coming in then contact the Money Doctors at LISS in the University for a group or one to one advice session.
Ultimately, don't panic if you have a money problem. Use the contacts and links on this site to get in touch with someone as soon as you start to experience financial worries or difficulties.